A New Year preview of the mortgage market

What to keep an eye on in the year ahead if you’re buying, moving or remortgaging.

Sitting room with a fire lit and leather armchairs

A new year is a good moment to take stock of your plans. Whether you’re hoping to buy, move or remortgage, it pays to think ahead.

Buying or moving

Getting an idea of what you could borrow before you start viewing properties helps you search with confidence and act quickly when you find the right home.

Remortgaging

If your deal ends this year, put the date in your diary and plan to review your options several months beforehand.

Protecting what matters

Changes in your life, such as a new home, a new job or a growing family, are a good reason to review your protection too.

Your property may be repossessed if you do not keep up repayments on your mortgage.

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