Remortgaging in uncertain times
When the market feels unpredictable, a clear plan for your remortgage matters more than ever.
When headlines are full of uncertainty, it’s natural to want to wait and see. But if your mortgage deal is coming to an end, doing nothing can mean moving onto your lender’s standard variable rate, which is often higher.
Start early
Looking at your options well before your deal ends gives you time to compare lenders and, in many cases, secure a rate in advance.
Look beyond the rate
Fees, the length of the deal, early repayment charges and flexibility to overpay all affect what a mortgage really costs you. The lowest headline rate isn’t always the best fit.
Think about what you need next
A remortgage is also a chance to review your term, consolidate plans for home improvements or check your protection is still right for you.
We can compare options across an extensive panel of lenders and explain each one in plain English.
Your property may be repossessed if you do not keep up repayments on your mortgage.
