2026: a big year for remortgaging
Many fixed-rate deals are coming to an end this year. Here’s how to prepare.
A large number of fixed-rate mortgages are due to end this year. If yours is one of them, a little preparation can make the move to a new deal much smoother.
Know your dates
Check when your current deal ends and whether there are any early repayment charges before then.
Get your paperwork ready
Recent payslips or accounts, bank statements and details of your outgoings will help if you decide to move to a new lender.
Compare your options
Staying with your current lender is sometimes the right answer, and sometimes it isn’t. Advice helps you see both side by side.
Your property may be repossessed if you do not keep up repayments on your mortgage.
